Terms of Service
Last updated: October 25, 2026
These terms apply when you use our pages, sign up for our free training, or book a call. "We" means The OnLY Legacy Group, LLC, doing business as OnLY Legacy Solutions. By using our pages, you agree to these terms.
Education only
What we share is for education. It is not financial, investment, tax or legal advice. Caden Sterns is a licensed life insurance professional. Nothing on our pages is an offer to buy any product. Talk to your own licensed professionals before you make a decision.
No promised results
Examples and case studies are for illustration. Some are hypothetical and are labeled that way. Illustrated values use assumptions that are not guaranteed. Your results will be different. Policy loans and withdrawals cost interest and lower cash value and the death benefit. Guarantees depend on the claims-paying ability of the insurance company.
Booking a call
Calls are free and there is no obligation to buy anything. Please give honest answers on our forms so the call is useful. If you need to cancel or move your call, use the link in your confirmation.
Text message terms
Program: The OnLY Legacy Group, LLC, doing business as OnLY Legacy Solutions, sends texts about your free training, your booked call, and offers, if you opted in.
Frequency: varies. Cost: message and data rates may apply.
Opt out: reply STOP at any time. You will get one message confirming you are opted out. Help: reply HELP.
Carriers are not liable for delayed or undelivered messages. Consent to texts is not a condition of buying anything.
Our content
Our videos, guides and pages belong to us. You may use them for your own learning. Please do not copy, sell or share them as your own.
Limits on our liability
We provide our pages "as is." To the extent the law allows, we are not liable for losses that come from using our pages or acting on general education we share.
Governing law
These terms follow the laws of the State of Texas.
Changes
We may update these terms. The date at the top shows the latest version.
Contact us
The OnLY Legacy Group, LLC, doing business as OnLY Legacy Solutions
605 W 9th Street, Unit #4077, Austin, TX 78701